{"id":1028,"date":"2023-02-05T17:18:41","date_gmt":"2023-02-05T15:18:41","guid":{"rendered":"https:\/\/gos.inertica.fi\/?page_id=1028"},"modified":"2023-02-06T11:47:00","modified_gmt":"2023-02-06T09:47:00","slug":"financing","status":"publish","type":"page","link":"https:\/\/gos.inertica.fi\/en\/financing\/","title":{"rendered":"Financing"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>We Finance<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We finance Finnish SMEs through GOS Private Debt I Ky&#8217;s debt fund, launched in May 2020. The fund&#8217;s investors are Finnish Industry Investment, Savings Banks Group and GOS Consulting Oy. The Fund provides debt financing, typically acting as a complementary financier in cooperation with the Bank. The fund supports the bank&#8217;s offering in situations where the entire financing needs cannot be covered by the bank&#8217;s products, but can also act as the main financier if necessary. The amount of funding provided by the fund is in the range of 100.000-1.000.000 euros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financing decisions are based on a comprehensive economic analysis that is carried out in cooperation with the company. The development of the company&#8217;s business and profitability is closely monitored throughout the financing flow period with the help of GOS Dashboard reporting.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/gos.inertica.fi\/goss%c2%b9-responsible-investment-policy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read More \u00bb<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Financial arrangements<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We act as advisors in investment projects, M&amp;A transactions and the acquisition of working capital financing, taking responsibility either of the entire process or part of the process, from start to finish.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The financing will be implemented by compiling the most appropriate package of the offerings of various debt and equity providers, public funding sources and GOS Private Debt I Ky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financial arrangements made by GOS are always based&nbsp; on a cash flow modeling and forecast. The evaluation of the project and the financing of cash flow require that the overall picture is reliable and clear. The process proceeds as follows.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial modelling and financial structure design<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Preparation of the credit memorandum<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Negotiations with potential financiers<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Pricing<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ask for more information:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/aki_uusi.jpg\" alt=\"\" class=\"wp-image-165\" width=\"292\" height=\"292\" srcset=\"https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/aki_uusi.jpg 500w, https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/aki_uusi-300x300.jpg 300w, https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/aki_uusi-150x150.jpg 150w\" sizes=\"auto, (max-width: 292px) 100vw, 292px\" \/><figcaption class=\"wp-element-caption\">Helsinki<br><a href=\"mailto:aki.tusa@gos.fi\">AKI TUSA<\/a><br>Partner, CEO, M.Sc. (Econ.)<br>+358 50 538 9682<\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/Nieminen_Marko.jpg\" alt=\"\" class=\"wp-image-180\" width=\"292\" height=\"292\" srcset=\"https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/Nieminen_Marko.jpg 500w, https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/Nieminen_Marko-300x300.jpg 300w, https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/11\/Nieminen_Marko-150x150.jpg 150w\" sizes=\"auto, (max-width: 292px) 100vw, 292px\" \/><figcaption class=\"wp-element-caption\">Turku<br><a href=\"mailto:marko.nieminen@gos.fi\">MARKO NIEMINEN<\/a><br>Partner, Financial Services, LL.M., Master of Laws<br>+358 50 550 9173<\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/12\/miika.jpg\" alt=\"\" class=\"wp-image-292\" width=\"292\" height=\"292\" srcset=\"https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/12\/miika.jpg 405w, https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/12\/miika-300x300.jpg 300w, https:\/\/gos.inertica.fi\/wp-content\/uploads\/2022\/12\/miika-150x150.jpg 150w\" sizes=\"auto, (max-width: 292px) 100vw, 292px\" \/><figcaption class=\"wp-element-caption\">Oulu<br><a href=\"mailto:miika.hakola@gos.fi\">MIIKA HAKOLA<\/a><br>Partner, M.Sc. (Econ.)<br>+358 400 937 026<\/figcaption><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/gos.inertica.fi\/en\/\">Return to the front page \u00bb<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We Finance We finance Finnish SMEs through GOS Private Debt I Ky&#8217;s debt fund, launched in May 2020. The fund&#8217;s investors are Finnish Industry Investment, Savings Banks Group and GOS Consulting Oy. The Fund provides debt financing, typically acting as a complementary financier in cooperation with the Bank. The fund supports the bank&#8217;s offering in [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"class_list":["post-1028","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financing - GOS Group Oy<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financing - GOS Group Oy\" \/>\n<meta property=\"og:description\" content=\"We Finance We finance Finnish SMEs through GOS Private Debt I Ky&#8217;s debt fund, launched in May 2020. The fund&#8217;s investors are Finnish Industry Investment, Savings Banks Group and GOS Consulting Oy. The Fund provides debt financing, typically acting as a complementary financier in cooperation with the Bank. 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